Manufactured Home Loan Options

We offer a wide variety of manufactured home loan option for all families

Manufactured Loan Options

We are proud to offer several mobile home loan options. Call us today to review your goals for your next manufactured home mortgage. Our trained mortgage loan officers will review your situation and offer mortgage options for your next mobile home purchase or refinance.

When other banks and lenders turn you down do not give up. Give our Mobile Home Loan Experts a call!

877-702-7766

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You have a manufactured home, we have a loan!

Manufactured Loan Options

We are proud to offer several mobile home loan options. Call us today to review your goals for your next manufactured home mortgage. Our trained mortgage loan officers will review your situation and offer mortgage options for your next mobile home purchase or refinance.

Conventional Loans

Conventional loan options with as little as 5% down payment. No PMI with 20% Down.

FHA Loans

Manufactured FHA Loans with a low downpayment of only 3.5% down. Low rates and flexible credit requirements.

VA Loans

Manufactured Home VA Loans for Military Veterans. No Downpayment required!

Chattel Loans

Manufactured homes in a park with chattel loans. As little as 5% down to own a home in a community.

USDA Loans

USDA Manufactured Home Loans with 100% financing. Own a rural home with no down payment required!

Vacation Home Loans

Own a manufactured home as a vacation home. Low down payment conventional financing.

Let us find the right loan

WE HAVE ANSWERS

Ask Us Anything

A manufactured home loan is a type of financing designed specifically for purchasing a factory-built home that is transported to a permanent or semi-permanent location.

Lenders typically require a minimum credit score, stable income, and proof that the home is classified as real property (permanently affixed to a foundation).

Yes, most lenders require a down payment, which can range from 0% Down (for VA loans and USDA loans) to 35% or more for NON-QM Portfolio loans, depending on credit and loan type.

We have a wide variety of loan options for mobile home. Financing options include FHA, VA, USDA, chattel loans (for homes on leased land), and conventional loans.

Traditional mortgages usually require the home to be on owned land, but chattel loans and personal loans are options for homes on leased land.

Credit score requirements vary by lender and loan type, but generally, a score of 580+ is needed for FHA loans, while conventional loans may require 620+.

We work with the top manufactured home lenders

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